Love the house, but hate the kitchen? Purchase Plus Improvements allows you to buy the house and renovate the kitchen, with the lender providing the funds for the renovation!

The Purchase Plus Improvements program allows homebuyers to finance both the purchase of a home and the cost of renovations through a single mortgage. This program is ideal for those who find a home with great potential but want to update features like an outdated kitchen or bathroom. By combining the purchase price and renovation costs, buyers can benefit from lower interest rates compared to separate The process involves obtaining detailed renovation estimates, securing mortgage approval based on the home’s "as-improved" value, and completing the renovations post-purchase. This approach not only increases the home’s value and customization to fit your lifestyle but also streamlines the financing process.